- #Credit report file frozen due to state legislation for free#
- #Credit report file frozen due to state legislation free#
This article also lists many actions by state governors, federal and state agencies, businesses and others that provide consumer protections during this crisis. This article describes the main CARES Act provisions affecting consumer protection and links to specific Act provisions. The CARES Act was signed into law on March 27, 2020. The Coronavirus Aid, Relief, and Economic Security Act or the ‘‘CARES Act,’’ Pub.
#Credit report file frozen due to state legislation free#
The first chapter of each treatise’s digital version is also available free to the public. NCLC is also providing during the emergency deep discounts on our consumer law treatises, which are all available in print and digital formats. The 288-page book explains steps that families in financial distress can take concerning foreclosures, repossessions, utility terminations, landlord evictions, debt collection, medical debt, student loans, credit reporting, credit cards, criminal justice debt, and a number of other topics of special current interest. Surviving Debt is geared for consumers, counselors, paralegals, and attorneys new to consumer law.
#Credit report file frozen due to state legislation for free#
NCLC during this emergency is making available to the public for free the digital version of NCLC’s most popular publication, Surviving Debt (2020). Readers are encouraged to email with additional protections that have been enacted in their state, county, or municipality. For information about actions that have been proposed by NCLC, other organizations, or members of Congress, see NCLC’s web page on COVID-19 & Consumer Protections.īecause of the rapidly changing reactions to the current epidemic, this list cannot be complete, but an effort has been made to be as up to date as possible. This article is limited to actions and orders that have been officially announced as final decisions.
These actions include suspensions on foreclosures, evictions, and terminations of telecommunications and utility service, elimination of interest and forbearance on student loan payments, limits on debt collection, and more. This article, which has not been updated since Augand will not be updated in the future, lists actions Congress, governors, federal and state agencies, and businesses are taking to protect consumers in light of the COVID-19 epidemic.